Trato+ Solutions
It is natural so much talk about technology nowadays. However, to leverage your business, it is not enough to just be aware of new tools. You need a company that understands and knows how to use technology to your advantage, a company that does more for you.
Trato+ operates in the insurance market, offering technological solutions and business models that help optimize sales, automate processes, reduce costs and analyze risks in a smarter way
Understanding what you need
What you need to know and do …
Are you looking for a solution to the marketing and management of your insurance products and do not know where to start? Well, it all depends of the segment of products you need to sell. Anyway, by understanding what you need, Trato+ developed and currently has a set of different tools and business solutions to meet your case. However, there is something very cool when it comes to solutions to insurances that you need to know and do; which is knowing the eInsurance.
Contact us and schedule a meeting for us to understand your case.
- eInsurance : Solutions Framework for Insurances
What is it?Trato+ eInsurance, is a specialized software platform in the processing (products manufacturing, sales channels, issuance, endorsements, underwriting, collection, commission and loss) of insurances: individual, group, massified, popular, microinsurances, and banca seguros.
eInsurance is solution composed of a set of software modules, ranging from solutions for the creation of an insurance product until its administration; this means that our customers count with a complete set of solutions for insurances.
Full Presentation of eInsurance (.PDF)
Main features
+ Product Manufacturing: simplified in the creation and maintenance of insurance products;
+ Calculation and proposal Mechanism: calculation and execution services of the proposal integrated to multi sales channels;
+ Underwriting and issuance: intelligent workflow and integrated with external entities in the online analysis and issuance process;
+ Collection: platform and manager integrated to internal and external systems;
+ Front-end B2B: built in web 2.0 platform to intuit business management.
Benefits for the Business Area
+ Time and Costs Reduction in the publication of new versions of products;
+ Greater independence of IT management of products;
+ Allows reverse of product deployment flow; that is, first deploys version in issuance, then in sales channels.
Benefits for the TI Area
+ Product Manufacturing: creation and maintenance of insurance products, without your dependence;
+ Calculation, proposal and Issuance Mechanism unified; reduction in time limits for approval of new distribution channels;
+ Collection: platform with unified and integrated management to multiple legacy systems of the company.
Highlights
+ Front-end completely user friendly and intuitive.
+ Unique Products Manufacturing and calculation mechanism integrated on JAVA platform;
+ Creation and modification of products without the need for maintenance of codes of programs, the user area uses only the parameterization tool.
- eCollection : Collection Management Plataform
Trato+ eCollection is a multisystemic tool of governance and management collection, built in ESB platform with Java and Web 2.0.
eCollection aims to consolidate in its repository all collection installments of a company, whether from one or more origin systems; managing its receipt, remittance, return, inconsistency and collection resumption.i According to previously defined rules, processes are applied to each installment, thus ensuring an unified processing and monitoring. Besides the possibility of multiple transformations and referral to other systems, internal or external, as it is built on an ESB technology, allowing you to easily integrate with any legacy system.
Full Presentation of eCollection (.PDF)
Main features
+ Reception: record of installments from multi-systems;
+ Remittance: guarantees, by using technical procedures, sending and resumption of the collector agents;
+ Return: reception, analysis and write off of installments upon responses from collector agents;
+ Collection management: treatment of inconsistencies integrated with external or online;
+ Manual and automatic write off, with possibility of changing maturity date and/ or payment method – through origin or online systems;
+ Transformation and Forwarding for legacy systems, services queue-based in an ESB platform.
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- eProduct: Insurance Products Manufacturing
What is it?Trato+ eProduct, is a tool for management and maintenance of insurance products; involves the entire life cycle of the product creation and is fully parameterizable and with full transparency.
eProduct through its front-end specially created for the user area, allows the publication of a new product or version, without the need for IT staff support of the insurance company.
Full Presentation of eProduct (.PDF)
Main features
+ Creation and maintenance of insurance products.
Benefits for the Business Area
+ Reduction of time and costs in the publication of new versions of products;
+ Greater independence of IT area in management of product;
+ Allows reverse of product deployment flow; that is, first deploys version in issuance, then in sales channels.
Benefits for the IT Area
+ Independence in the deployment of new products and versions;
+ Reduction of development costs and recurrent risks;
+ Service to users in less time.
Highlights
+ Unique Products Manufacturing and calculation mechanism integrated on JAVA platform;
+ Creation and modification of products without the need for maintenance of codes of programs, the user area uses only the parameterization tool.
- eGroupLife: Solução para Seguros de Vida em Grupo
O que é?Trato+ eGroupLife é uma solução que permite a emissão de apólices coletivas, e que inclui varias funcionalidades de controle e gestão de produtos de seguros; gerenciando os processos para cotação/estudo, carta oferta, aprovação, documentação, subscrição e cobrança global da apólice.
Apresentação completa do eGroupLife (.PDF)
Quero contratar esta soluçãoPrincipais funcionalidades
+ Importador semiautomático de vidas por planilhas Excel;
+ Gestão mediante um workflow inteligente e integrado nos processos de análises, e subscrição de apólices;
+ Controle das condições comerciais, faturamento, e outros;
+ Front-end B2B construído em plataforma web 2.0 para intuir a venda e gestão de negócios.
Benefícios para área de Negócio
+ Possibilita a comercialização de produtos de vida tradicional;
+ Simplifica o processo coletivo de emissão, renovação e cobrança;
+ Permite, naturalmente, a comercialização de produtos a través de canais PMEs.
- eMicroInsurance : Tools for the New Microinsurance Market
What is it?
Trato+ eMicroInsurance is a solution aimed at the complete management of microinsurance products. Developed in cutting-edge technology and a platform with full portability.
Full Presentation of eMicroInsurance (.PDF)
I want to hire this solutionMain features
+ Ease in designing insurance products in simple and effective way;
+ High capillarity and penetration in various types of distribution and sales channels;
+ Processing of large volumes of data, fully automated;
+ Integration between the processes of capturing information, issuance, backoffice and legacy systems;
+ Low cost of making;
+ Commissioning per “ticketing”;
+ Capability of massive processing;
+ Availability and Scalability;
+ Ease of use;
+ Real added value
Benefits for the Business Area
+ Ability to act in this new market with a compatible investment to this new segment;
+ Availability of tools that facilitate the sale according to the customer profile and / or the distribution channel.
Benefits for IT Area
+ Viabiliza for the business area, use of tools that do not interfere with current legacy systems;
+ Dedicação to current problems, while meeting the new demand for microinsurances.
Highlights
+ Primeira ferramenta of microinsurances, available in the Brazilian market;
+ Multi-Plataform: Linux, Windows, Unix, etc. – Java;
+ Multi-Database: Oracle, DB2, MS-SQL, etc. – Hibernate;
+ Technological multi-channels: Web services and Java services (front-end web 2.0, PoS, arquivos, etc.);
+ Multi-Idiomas: Standard i18M.
- eSalesInsurance: Distribution and Sale Channels Solution
What is it?
eInsurance solution has a set of tools for distribution and sale channels of insurances that fits according to the profile of the channel (brokers, policyholders, call center, business partners, commercial area, among others). It uses several technologies for obtaining the best performance in the marketing of insurance products.
Can be integrated into eProduct- manufacturing management and insurance products, or other solutions already established in the insurance environment.
Full Presentation of eSalesInsurance (.PDF)
Our Distribution and Sales Channels
+ B2B: easy to use tool, created tailored for brokers, banks, partners and internal areas of the company;
+ B2C: exclusive interaction for the direct access of the insured; with quotation and closing of proposal directly via internet;
+ WS: display of calculation mechanism, issuance and collection; in services architecture oriented (SOA).
+ PoS: innovative mechanism in marketing and distribution of products via PoS, already integrated with payment systems by credit card;
+ Tablet: latest addition in insurance sales, already integrated with active legacy services. It offers great ease of navigation, something natural in this new platform – (version under development);
+ File Transfer: specialized tool at the reception and processing of large volumes of business information.
Benefits for the Business Area
+ Innovation in launching insurance products on new platforms, generating value added to business;
+ Availability of tools that facilitate the sale according to the customer’s profile and / or the distribution channel.
Benefits for the IT Area
+ Add innovative solutions that can be integrated to existing platforms.
Highlights
+ Unique solutions to new platforms;
+ Integration with any platform featuring active services.